Employee Benefits

Medical Plans
Two medical plan options are offered through the SC Employee Insurance Program (EIP).  One is the Standard Plan and the other is the Savings Plan.  The main difference between the plans is the amount you will pay for deductibles, co-payments for office and emergency care visits, and co-insurance (your share of the cost for healthcare services).

Dental Plans
Two plans are available:  State Dental Plan and Dental Plus.  BJHCHS Inc pays for the State Dental Plan for active employees only.  State Dental plan offers diagnostic and preventive, basic, prosthodontics and orthodontics.  The Dental Plus Plan covers the same but the allowance is higher and does not cover orthodontics. 

Vision Benefits
This benefit is included with all of the available medical plans.

Money Plus Accounts Even the most comprehensive benefits program cannot cover every expense. Money Plus enables you to set aside pre-tax dollars for certain benefit-related expenses, including co-payments, vision care, dental care, medical equipment, and daycare costs. Contributions are deducted from each paycheck before taxes are taken out, allowing you to save for healthcare costs while reducing your taxable income.

Optional Life
EIP provides $3000.00 optional life for full-time employees who are enrolled in one of the medical plans.  Dependent and spouse life insurance is designed to help you and your family handle unexpected expenses as a result of an untimely loss of your spouse or child. Coverage must be elected and coverage is paid for by the employee.

Life and Accidental Death & Dismemberment Insurance

Long-Term Disability Insurance
Should you become unable to work for an extended period of time because of sickness or injury, long-term disability (LTD) insurance replaces part of your pay, so you and your family have a steady source of income until you can return to work.

Retirement Plans
Our 401(k) and 457 plans enables you to save for retirement and enjoy a tax break at the same time. Your contribution may be made on a pre-tax basis through payroll deduction.

Military Pay 
A military leave of absence with pay shall be granted for the period of military duty/deployment during a time of engagement.

Malpractice Insurance
Available for physicians IAW FTCA guidelines

Fitness Center Membership
By joining the YMCA (Beaufort), employees can take advantage of exercise equipment and classes, lifestyle improvement classes, health screenings, and more. Membership is reduced at 15% for employees.

Educational Leave
BJHCHS Inc allows our full time employees to continue their education by offering five (5) hours per week of educational hours.   
 
Annual Physicals
These services are free and include a pre-employment health screen, first aid, vaccinations, and annual health screens.

Paid Days Off
Time-off hours are accrued each pay period and may be used for vacation, holidays, personal illness not exceeding three days.  Family Medical Leave is 12 weeks of paid or unpaid leave available to qualified employees.